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Modernizing Compliance and Collections to Sustain Member Value
Astra supports Puerto Rico’s cooperatives with collections recovery, regulatory alignment, and operational controls that balance mission and sustainability.
Overview:

Cooperatives face unique governance models, tight margins, and complex member relationships.

Astra works with boards, compliance officers, and legal teams to ensure recovery strategies and internal controls meet COSSEC requirements while protecting institutional integrity.

Key Offerings:
Corporate Collections & Recovery Strategy

Deploy tailored recovery approaches—judicial and extrajudicial—based on asset class, delinquency, and member profile.

Compliance Systems

Design and maintain internal audit, AML/BSA, and regulatory response protocols to avoid sanctions and improve governance related to COSSEC and OCIF.

Financial & Risk Advisory

Conduct credit risk assessments, stress testing, and liquidity reviews to support board-level decisions.

Offer hands-on training for compliance staff and directors on emerging regulatory issues and governance practices.

Training & Board Alignment

Let’s build a stronger cooperative—one rule, one member, one strategy at a time.
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