José is a financial industry professional with over 15 years of experience in credit and operational turnarounds. He began his career as a Financial Analyst and has managed distressed credit portfolios, specializing in complex credit transactions, mainly commercial real estate-backed loans. José served as the Chief Financial Officer and Chief Restructuring Officer of the Government Development Bank for Puerto Rico (GDB), overseeing the design and execution of the institution’s orderly wind-down and negotiations of its municipal debt restructuring. He also held senior positions in other government instrumentalities, including Deputy Executive Director of the Puerto Rico Fiscal Agency and Financial Advisory Authority (AAFAF). Currently, José serves as Managing Member of Ad Astra Solutions and is a member of Preferred Capital Private Equity Fund. His favorite hobbies are cooking and spending time with family.